Grated Cheese (cheddar, monterey jack, longhorn, a Mexican blend, etc)
Pickled jalapeno slices (optional)
Preheat your broiler to High.
Spread each tortilla chip with a thin layer of bean dip, and lay on a foil-lined baking sheet.
Sprinkle generously with grated cheese.
If you want to get really fancy, top each chip with a pickled jalapeno slice (or just loosely scatter them over the chips).
Slide your baking sheet under the broiler for just a couple of minutes until your cheese is nicely melted and a little browned. Keep a close eye on them so they don't burn!